:root{--ink:#172129;--muted:#5b6870;--paper:#fffdf9;--panel:#f5f1eb;--accent:#e7353d;--accent2:#173e44;--line:#ded8cf;--white:#fff;--shadow:0 16px 45px rgba(23,33,41,.10);--radius:18px;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--paper);color:var(--ink);line-height:1.65}
a{color:#9e1820;text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:#691015}.wrap{max-width:var(--max);margin:auto;padding:0 22px}
.site-head{position:sticky;top:0;z-index:20;background:rgba(255,253,249,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.head-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:72px}.brand{display:flex;align-items:center;gap:11px;color:var(--ink);text-decoration:none;font-weight:850;letter-spacing:-.02em}
.mark{width:34px;height:34px;border-radius:10px;background:linear-gradient(145deg,var(--accent),#ff6b56);display:grid;place-items:center;color:white;font-weight:900;box-shadow:0 6px 16px rgba(231,53,61,.25)}
nav{display:flex;align-items:center;gap:18px;font-weight:650;font-size:.94rem}nav a{color:var(--ink);text-decoration:none}.nav-cta{background:var(--accent);color:white!important;padding:10px 14px;border-radius:999px}
.hero{padding:74px 0 48px;background:radial-gradient(circle at 85% 5%,#ffd9d7 0,transparent 28%),linear-gradient(180deg,#fffdf9 0,#f7f2ec 100%)}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:850;color:var(--accent2)}
h1,h2,h3{line-height:1.12;letter-spacing:-.035em}h1{font-size:clamp(2.5rem,6vw,5.6rem);max-width:930px;margin:.15em 0 .25em}h2{font-size:clamp(1.7rem,3.3vw,2.7rem);margin-top:1.65em}h3{font-size:1.28rem;margin-top:1.45em}
.lede{font-size:clamp(1.08rem,2vw,1.34rem);max-width:780px;color:var(--muted)}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}
.btn{display:inline-block;padding:13px 18px;border-radius:999px;font-weight:800;text-decoration:none;border:1px solid transparent}.btn-primary{background:var(--accent);color:white}.btn-secondary{border-color:var(--ink);color:var(--ink);background:white}
.note{font-size:.9rem;color:var(--muted)}.grid{display:grid;gap:22px}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 8px 22px rgba(23,33,41,.04)}.card h3{margin-top:0}
main article{max-width:820px}.article-layout{display:grid;grid-template-columns:minmax(0,820px) 260px;gap:42px;padding:42px 0 80px}.toc{position:sticky;top:96px;align-self:start;background:white;border:1px solid var(--line);border-radius:16px;padding:18px}.toc a{display:block;margin:8px 0;color:var(--muted);text-decoration:none;font-size:.92rem}
.breadcrumbs{font-size:.88rem;color:var(--muted);padding-top:22px}.breadcrumbs a{color:var(--muted)}.callout{border-left:5px solid var(--accent);background:#fff1ef;padding:18px 20px;border-radius:0 14px 14px 0;margin:28px 0}
.commercial{background:var(--accent2);color:white;padding:25px;border-radius:18px;margin:34px 0}.commercial a{color:white}.commercial .btn-primary{background:white;color:var(--accent2)}
table{width:100%;border-collapse:collapse;margin:22px 0;background:white;border-radius:12px;overflow:hidden}th,td{padding:12px 10px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:#f3eee7;font-size:.92rem}
.checks{padding-left:0;list-style:none}.checks li{margin:9px 0;padding-left:28px;position:relative}.checks li:before{content:"✓";position:absolute;left:0;color:var(--accent2);font-weight:900}
.sources{font-size:.9rem;background:#f7f3ed;border:1px solid var(--line);padding:18px;border-radius:14px;margin-top:40px}.sources li{margin:7px 0}
footer{background:#15242a;color:#dce5e5;padding:42px 0}footer a{color:#fff}footer .foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.fine{color:#aebbbc;font-size:.86rem}.kicker{display:inline-block;background:#e8f0ef;color:#173e44;padding:6px 10px;border-radius:999px;font-weight:750;font-size:.82rem}
@media(max-width:900px){.article-layout{grid-template-columns:1fr}.toc{position:static;order:-1}.grid-3,.grid-2{grid-template-columns:1fr}nav a:not(.nav-cta){display:none}h1{font-size:clamp(2.35rem,12vw,4.4rem)}footer .foot{grid-template-columns:1fr}}

.hub-hero{padding:58px 0 28px;background:linear-gradient(180deg,#fff8f5 0,#fffdf9 100%)}
.topic-strip{display:flex;gap:10px;flex-wrap:wrap;margin:20px 0 8px}.topic-strip a{display:inline-block;padding:8px 12px;border:1px solid var(--line);border-radius:999px;background:white;color:var(--ink);text-decoration:none;font-weight:700;font-size:.9rem}
.summary-box{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:26px 0}.summary-box>div{border:1px solid var(--line);border-radius:14px;padding:16px;background:white}.summary-box strong{display:block;font-size:1.1rem}.summary-box span{font-size:.84rem;color:var(--muted)}
.flow{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;align-items:stretch;margin:24px 0}.flow div{background:white;border:1px solid var(--line);border-radius:14px;padding:14px;font-weight:750;text-align:center}.flow div:not(:last-child)::after{content:"→";float:right;margin-right:-22px;color:var(--muted)}
.verdict{border:1px solid var(--line);border-radius:16px;background:#fff;padding:20px;margin:24px 0}.verdict strong{font-size:1.08rem}
.muted{color:var(--muted)}.pill{display:inline-block;padding:4px 9px;border-radius:999px;background:#f1ece6;font-size:.8rem;font-weight:800;margin:2px 4px 2px 0}
@media(max-width:900px){.summary-box{grid-template-columns:1fr 1fr}.flow{grid-template-columns:1fr}.flow div:not(:last-child)::after{content:"↓";float:none;display:block;margin:8px 0 -5px}.hub-hero{padding-top:36px}}